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How do I get started?
can start the process immediately by calling toll free 1-800-979-0823
or by CLICKING HERE NOW!
What is a PAYDAY LOAN?
a) Pay the interest to extend the loan until your next payday
b) Pay the loan in full. It's always your choice
TYPE OF SITE:
What do I need to qualify for a loan?
You must have an open and active Checking or Savings Account (preferably with Direct
Deposit), be 18 years of age, have at least $1,000 per month of steady verifiable
income, and have a current permanent residence.
How much money can I borrow?
Do I need a Checking or Savings Account?
Yes. You need a Checking or Savings Account, preferably with Direct Deposit.
How fast can I get the money?
We can usually have your application approved and processed within an hour. We will
deposit the money directly into your checking account and the funds will be available
on the next bank business day.
Do I need to have good credit to get a loan?
No
Do you check my credit?
We do not run a credit check with the three major bureaus, TransUnion, Equifax or
Experian. However, we do use Teletrack. Teletrack is a consumer reporting agency
that specializes in the sub-prime industry.
How much will this loan cost me?
$15 or 15% a week for every $100 borrowed. For example, if you borrow $200, the
finance charge will be $30 a week.
|
Loan Amount |
Finance Charge
7 Day Loan |
Finance Charge
14 Day Loan |
APR |
|
$200 |
$30 |
$60 |
782.15% |
|
$300 |
$45 |
$90 |
782.15% |
|
$400 |
$60 |
$120 |
782.15% |
|
$500 |
$75 |
$150 |
782.15% |
|
$600 |
$90 |
$180 |
782.15% |
How long is the term of the loan?
The loan is until your next payday. When the loan comes due, you may pay only the
interest to extend the loan until your next payday, or pay the loan in full. It
is always your choice.
If I can't pay off my loan when it comes due?
You may pay only the interest to extend the loan until your next payday. It is always
your choice.
Can I pay off the loan at any time?
Yes. As long as you pay the interest when the loan comes due, you can continue to
extend the loan until your next payday. It's your choice. * Delaware law limits
the number of rollovers to four per existing loan. Following the maximum allowable
number of rollovers, the borrow must repay a minimum of 10% towards the principal
per payment period.
Is there a penalty if I pay the loan off early?
No. You only pay interest for the days you have the loan out.
How do I get started?
You can start the process immediately by calling toll free
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